Get free quotes at newhealthinsurance.com and safeguard your well-being. To speak to a Licensed Insurance Agent, Call Now! 833-864-8115. Discover the surest health insurance with comprehensive reviews, pros, and insights into prescription coverage. Make an informed decision for your well-being. Surest is making health insurance easier to understand for both our members and providers. Use this one-stop source to make health insurance easier to work with. We’re here to help you help your patients. Alison Richards, CEO. A UnitedHealthcare executive since 2012, Alison Richards is the CEO of Surest. A transformational leader who believes in the power of team, Alison and her Surest team are redesigning health insurance and giving employers a sustainable, attractive health benefit that better meets employees’ health care needs and lowers the …Surest PO Box 211758 Eagan, MN 55121 1-888-720-7614 Check your costs and coverage online. You can access and manage your Surest coverage and account details Call, chat or email from the on the Surest app or website. With your Surest plan, it’s all online. Questions? Surest app or website. call: 1-866-683-6440 web: Benefits.Surest.comSurest™, formerly Bind, offers a new approach to health benefits that eliminates deductibles and offers access to clear, upfront pricing information before people access care. Surest members show improved satisfaction; plans offer up to 15% lower health care costs for employers and reduced member out-of-pocket expenses by up to … Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view the Key features. All of our medical plans provide: Comprehensive, affordable coverage. for a wide range of health care services. Free in-network preventive care. with services such as annual physicals, recommended immunizations, and routine screenings all 100% covered. Prescription drug coverage. provided by MedImpact. Surest, a UnitedHealthcare company, is an employer-sponsored health plan available to employers with 51+ employees. A health plan with clear pricing in advance. Surest, a UnitedHealthcare company, is an ACA-compliant employer-sponsored health plan available to employers with 51+ employees — offered on a fully insured and self-funded basis. Key features. All of our medical plans provide: Comprehensive, affordable coverage. for a wide range of health care services. Free in-network preventive care. with services such as annual physicals, recommended immunizations, and routine screenings all 100% covered. Prescription drug coverage. provided by MedImpact.1 2021 medical claim risk-adjusted commercial benchmarks risk adjusted by age, gender,. clinical risk and geography. 2 2020 and 2021 medical costs for Surest Lumen members relative to a cohort of non-Surest members matched on age, gender, baseline medical spend, and geography.. 3 Surest medical and pharmacy claims compared to a large …Surest | 15,379 followers on LinkedIn. Surest is giving people power over their health experience. | Surest, a UnitedHealthcare company, is dedicated to redesigning health insurance, offering a simpler and more transparent way for people to access the health care system. Surest plans eliminate deductibles, feature up-front pricing for medical services …The point of Surest is to drive you to the most cost effective providers. You can choose to go to anyone in network, but some providers and/or hospital systems are going to cost you a higher copay. My husband hit our $5,000 OOPM with tests, imaging, surgery, and a night in the hospital. With Surest, the same doctor, hospital, and labs would ...Call the Surest Provider Line at 844-368-6661. You can also email [email protected] for general questions. UnitedHealthcare Provider Portal support. Help for portal login, access and functionality questions is available 7 a.m.–7 p.m. CT, Monday – Friday via chat. Sign in open_in_new with your One Healthcare ID to chat with …To improve health equity, inclusive health plans need to be easy to use and easy to understand, according to a 2021 McKinsey and Company report. 2 Industry jargon only adds to frustration. Flexibility is also important. The future of health care focuses on individual needs and personalized care. People want options and choices.The Benefits Handbook on this site describes the Benefits Program available to eligible US employees of Marsh & McLennan Companies (the Company) and its participating subsidiaries and affiliates. "The Company" as used throughout this Benefits Handbook usually include participating employers and usually do not include affiliated employers …Benefits Handbook Surest Copay Plan Benefits Handbook Date April 1, 2024 3 Plan feature Surest Copay Plan Contact Information for Third Party Administrator: Contact for Medical Service: Surest (Claims Administrator) P.O. Box 211758 Eagan, MN 55121 Phone: +1 866 683 6440 Website: Benefits.Surest.com Group #: 78800361Administrative services for insurance products underwritten by All Savers Insurance Company and UnitedHealthcare Insurance Company, and for self-funded plans, are provided by Bind Benefits, Inc. d/b/a Surest, its affiliate United HealthCare Services, Inc., or by Bind Benefits, Inc. d/b/a Surest Administrators Services, in CA.Discover your new favorite way to stay healthy. Get access to gyms, studios, online workouts, and grocery delivery with one monthly membership. Get started.2024. Cigna EAP 202 4. $1,600 Deductible Plan - Aetna Broad Network 202 4. $1,600 Deductible Plan - Aetna Narrow Network 202 4. $1,600 Deductible Plan - Anthem Broad Network 202 4. $1,600 Deductible Plan - Kaiser CA 2024. $1,600 Deductible Plan - Kaiser CO 2024. $1,600 Deductible Plan - Kaiser DC, MD, VA 2024. $1,600 Deductible Plan - …Mental health: member guide. Mental health: member guide. Mental health includes our psychological, emotional and social well-being. It reflects how we feel, think, act and relate to others. This is important at every stage of life. Use this resource to better understand your mental health benefits on the Surest plan.Target offers our eligible team members comprehensive health benefits and programs, which may include medical, vision, dental and more, to help them and their families take care of their whole selves. Plus, all of our U.S.-based team members get access to 24/7 virtual health care visits and access to a free fitness and well-being platform.Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view the GlossaryBenefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view the Glossary at https://healthcare.gov/sbc-2024 Benefits Overview. Windstream is committed to helping you and your family be healthy so that you can make the most of your life – at work, at home and in your community. Providing access to a comprehensive benefits program that supports your overall well-being is an important part of that commitment. ... Surest Flyer; 2024 …Jan 1, 2023 · Effective Jan. 1, 2023, Nokia employees are covered by plans provided by Surest™ plan, which is part of the UnitedHealthcare Choice Plus network. You don’t need separate credentialing for Surest plans if you participate in other UnitedHealthcare commercial plans. Please help ensure that staff are familiar with the Surest plan member ID card ... Surest is an ACA-compliant health plan for employers with 51+ employees. It’s offered through employers in 49 states, excluding Hawaii. How does this work with other health insurance? If you have other insurance, call us at 866-683-6440 M-F from 6 am to 9 pm CT to discuss how the plan works with that coverage. Application Programming Interface (API) is a common interface that interacts between multiple applications in real-time. API solutions allow health care professionals to electronically receive detailed data on the status of claims, eligibility and benefits. Explore the benefits of API or download the overview open_in_new.Call the Surest Provider Line at 844-368-6661. You can also email [email protected] for general questions. UnitedHealthcare Provider Portal support. Help for portal login, access and functionality questions is available 7 a.m.–7 p.m. CT, Monday – Friday via chat. Sign in open_in_new with your One Healthcare ID to chat with …Surest is a unique and quickly growing health plan that doesn’t have deductibles or coinsurance. Register for our upcoming webinar to learn how you can prepare for members with Surest plans. You’ll get the resources you need to complete administrative tasks like checking eligibility, processing claims and receiving payment.Coverage information for Surest Flex plans will be available in the portal as of Jan. 1, and variable pricing information will be available in the portal at a later date. Prior authorization and notification will be available in the portal at a later date. Prior to Jan. 1, please continue to call UHSS Provider Services at 844–368–6661.Phone: 800-808-4424, ext. 15227. Fax: 888-615-6584. Remember to provide all supporting materials in your appeal, including member-specific treatment plans and clinical records. Surest, a UnitedHealthcare company, administers a health plan without a deductible or coinsurance. Members have access to the Optum and UnitedHealthcare network and can ... UnitedHealthcare’s Surest offers a new approach to health benefits that removes deductibles and provides clear upfront pricing information to people in advance of treatment. As a result, Surest members report improved satisfaction, employers enjoy lower health care costs, and consumers benefit from lower out-of-pocket expenses.1. Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other underlined terms, see the Glossary. You can view the GlossaryFor additional coverage information, go to Benefits.Surest.com, the Surest mobile app or call Surest Member Services at +1 866 683 6440. Your costs for out-of-network services apply toward the in-network out-of-pocket maximum. However, your costs for in-network services do not apply toward the out-of-network out-of-pocket maximum.surest.com. Industry. Insurance. Company size. 201-500 employees. Headquarters. Minneapolis, MN. Type. Privately Held. Founded. 2016. Specialties. Self-insured …Page 1 of 8 Summary of Benefits and Coverage: What this Plan Covers & What You Pay for Covered Services Coverage Period: 09/01/2022 – 08/31/2023 Cache County School District: Surest Medical Plan - Dual Option Coverage for: Individual and Family | Plan Type: PPO The Summary of Benefits and Coverage (SBC) document will help you choose a …In 2020, 59% of Surest virtual care visits were for mental health services. And Doctor On Demand, a Surest partner that provides virtual access to licensed physicians 24/7, indicates that mental health services are being consumed at increased levels. Interestingly, Surest plan members use Doctor On Demand at a rate three times that of any other ... Surest is an employer-sponsored health plan that gives members the tools to see cost and coverage information before the point of care. Members receive quality medical coverage with access to the broad, national UnitedHealthcare and Optum Behavioral Health networks. Benefits Handbook Surest Copay Plan Benefits Handbook Date April 1, 2024 3 Plan feature Surest Copay Plan Contact Information for Third Party Administrator: Contact for Medical Service: Surest (Claims Administrator) P.O. Box 211758 Eagan, MN 55121 Phone: +1 866 683 6440 Website: Benefits.Surest.com Group #: 78800361 Surest™, formerly Bind, offers a new approach to health benefits that eliminates deductibles and offers access to clear, upfront pricing information before people access care. Surest members ...Application Programming Interface (API) is a common interface that interacts between multiple applications in real-time. API solutions allow health care professionals to electronically receive detailed data on the status of claims, eligibility and benefits. Explore the benefits of API or download the overview open_in_new.1 2021 medical claim risk-adjusted commercial benchmarks risk adjusted by age, gender,. clinical risk and geography. 2 2020 and 2021 medical costs for Surest Lumen members relative to a cohort of non-Surest members matched on age, gender, baseline medical spend, and geography.. 3 Surest medical and pharmacy claims compared to a large … Surest is a UnitedHealthcare company that administers a health plan without a deductible or coinsurance. Members have access to the nationwide UnitedHealthcare and Optum® Behavioral Health networks and can check costs and care options in advance. A small number of members have the Surest Flex plan, which includes the feature of flexible ... Experience: Surest · Education: University of St. Thomas · Location: St Paul, Minnesota, United States · 500+ connections on LinkedIn. View Robert Grant’s profile on LinkedIn, a professional ... To obtain a breast pump covered by the Surest plan: Ask your doctor for a breast pump prescription. Find an in-network, licensed durable medical equipment (DME) supplier. Here are a few national suppliers: Aeroflow Breast pumps 844-867-9890. Pumping Essentials 866-688-4203. The Breastfeeding Shop 866-255-6779. The Surest plan was designed to provide upfront cost and coverage information, not cut benefits to save on cost. When members check prices before seeking or scheduling care — with lower copays assigned to providers evaluated as higher-value — they have the power of information to make their own decisions — and potentially save money. To obtain a breast pump covered by the Surest plan: Ask your doctor for a breast pump prescription. Find an in-network, licensed durable medical equipment (DME) supplier. Here are a few national suppliers: Aeroflow Breast pumps 844-867-9890. Pumping Essentials 866-688-4203. The Breastfeeding Shop 866-255-6779. 2022. PRESS RELEASE. UnitedHealthcare’s Surest Offers a New Approach to Health Insurance. August 11, 2022 | 2 min Read. Share: Surest™, formerly Bind, offers a new approach to health benefits that … This is only a summary. For more information about your coverage, or to get a copy of the complete terms of coverage, visit Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment ... The Surest Copay Plan provides medical care and prescription drugs for a copay. There is no deductible or coinsurance. You'll pay a copay based on the provider you use and the covered service you receive. When you need care, you can look up your copay for an office visit, test or procedure before you make an appointment, so you can compare costs and …The UnitedHealthcare Surest™ health plan, which eliminates deductibles and offers clear upfront pricing information to people in advance of treatment, helps members more frequently access preventive care services and lower out-of-pocket costs, according to recent data. [1] At the same time, the data shows employers can reduce health care …About. Bind was formed in 2016 by veteran health insurance innovators passionate about making health insurance personal - with the clarity, flexibility and power people deserve. Bind took the old ...Summit Materials provides competitive market-based compensation and employee benefits programs. This includes health and wellness programs consisting of comprehensive medical benefits for employees and families, and depending on the company, group life insurance, short and long-term disability insurance, paid …2022. PRESS RELEASE. UnitedHealthcare’s Surest Offers a New Approach to Health Insurance. August 11, 2022 | 2 min Read. Share: Surest™, formerly Bind, offers a new approach to health benefits that …Make your benefit go further. Simply log in to start using your benefits. Don't have an account? Sign up. Remember, you must be a member to log in.The Surest plan includes two preferred provider networks: Novant Health (Tier 1) and Surest UHC Choice Plus (Tier 2). Your out-of-pocket costs are lowest when you use Tier …Administrative services for insurance products underwritten by All Savers Insurance Company and UnitedHealthcare Insurance Company, and for self-funded plans, are provided by Bind Benefits, Inc. d/b/a Surest, its affiliate United HealthCare Services, Inc., or by Bind Benefits, Inc. d/b/a Surest Administrators Services, in CA.The Claims Administrator provides an online directory available at Benefits.Surest.com or the Surest mobile app. You may also call Surest Member Services at +1 866 683 6440. Network provider lists can change, so take the time to review the networks to determine which networks your health care providers participate in before choosing a third ...Page 1 of 8 Summary of Benefits and Coverage: What this Plan Covers & What You Pay for Covered Services Coverage Period: 09/01/2022 – 08/31/2023 Cache County School District: Surest Medical Plan - Dual Option Coverage for: Individual and Family | Plan Type: PPO The Summary of Benefits and Coverage (SBC) document will help you choose a …Benefits Handbook Surest Copay Plan Benefits Handbook Date April 1, 2024 3 Plan feature Surest Copay Plan Contact Information for Third Party Administrator: Contact for Medical Service: Surest (Claims Administrator) P.O. Box 211758 Eagan, MN 55121 Phone: +1 866 683 6440 Website: Benefits.Surest.com Group #: 78800361To locate in-network providers, search for medical services, see the amount you will pay for care (copay amounts), compare costs for treatments and procedures, call Member Services at +1 866 683 6440, visit the Surest Mobile App or Benefits.Surest.com. See the Networks section for search instructions.Mental health: member guide. Mental health: member guide. Mental health includes our psychological, emotional and social well-being. It reflects how we feel, think, act and relate to others. This is important at every stage of life. Use this resource to better understand your mental health benefits on the Surest plan.Oct 5, 2023 · [3] Surest 2022 book of business results. 22_V04, 133_V03, 163_V02. [4] Surest 2022 book of business plan sponsors with both medical and pharmacy data within our warehouse; industry 2022 commercial benchmarks and risk adjustment methodology. Risk adjusted for demographics, geography, and disease burden. 168_V01, 66_V03, 169_V01, 71_V03, 67_V03.. downloads.ctfassets.netCigna Public Resources – for Military Veterans. Cigna’s Veteran Support Line provides a wide range of assistance for veterans, as well as their caregivers and families, whether they are Cigna customers or not. The Veteran Support Line is free and confidential, and available 24/7/365 at: toll-free number: 855.244.6211. US Benefits.make your benefit elections. Below are important program updates and enhancements effective January 1st, 2024: + Surest Medical Plan: We are adding an additional medical plan – one that is less traditional in the way it works. Through UnitedHealthcare, the Surest plan offers an easy way to access qualityEnhanced-Surest and Standard-Surest Option Claim Forms. Complete a form only if you use out-of-network providers (in-network providers typically submit claims directly to the carrier) Surest: Benefits.Surest.com. 1-866-683-6440. Health Maintenance Organization (HMO) Plan Forms. Contact your HMO about coverage, procedures and any required …Experience: Surest · Education: University of St. Thomas · Location: St Paul, Minnesota, United States · 500+ connections on LinkedIn. View Robert Grant’s profile on LinkedIn, a professional ...We would like to show you a description here but the site won’t allow us. Surest health plans are copay-only plans. This means employees receive full coverage on day 1, with no deductible to satisfy before their plan starts working for them. Clear pricing in advance. The Surest app is designed to be easy-to-use, allowing members to search for costs and coverage before scheduling an appointment. Get free quotes at newhealthinsurance.com and safeguard your well-being. To speak to a Licensed Insurance Agent, Call Now! 833-864-8115. Discover the surest health insurance with comprehensive reviews, pros, and insights into prescription coverage. Make an informed decision for your well-being.the Surest health plan or Surest Flex. Insurance coverage for fully insured plans is provided by All Savers Insurance Company (for FL, GA, OH, UT and VA), by UnitedHealthcare Insurance Company of IL (for IL), by United Healthcare of Kentucky, Ltd. (for KY), or by UnitedHealthcare Insurance Company (for AL, AR, AZ, CO, DC, GA, IA, ID, IN, KS, After you enroll visit the Surest mobile app or Benefits.Surest.com website. ¹ Certain flexible coverage services must be activated through Surest, by you, before coverage is effective under the plan, or there may be no coverage. Activation fees are payroll deducted and do not apply to out-of-pocket maximum. $0 Copay if participating with ... Fully insured Surest member ID card. A. Group identification number B. Subscriber name and covered dependents C. Member help information D. Claims submission information and address E. Applicable provider network F. Pharmacy benefits provider and information Additional details: Each household receives high-grade plastic cards, shipped USPS …The UnitedHealthcare Surest™ health plan, which eliminates deductibles and offers clear upfront pricing information to people in advance of treatment, helps members more frequently access preventive care services and lower out-of-pocket costs, according to recent data. [1] At the same time, the data shows employers can reduce health care … This is only a summary. For more information about your coverage, or to get a copy of the complete terms of coverage, visit Join.Surest.com, Surest mobile app, Benefits.Surest.com website or call Surest Member Services at 1-866-683-6440. For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment ... Surest Copay Plan Frequently Asked Questions (FAQs) General Q1. What is the Surest Copay Plan? A1. The Surest Copay Plan is a medical plan that provides coverage for medical and prescription benefits, including hospitalization and emergency services. Medical care and prescription drugs are subject to a copay. There is no deductible or …Welcome to Surest - benefits.surest.comSurest Copay Plan Frequently Asked Questions (FAQs) General Q1. What is the Surest Copay Plan? A1. The Surest Copay Plan is a medical plan that provides coverage for medical and prescription benefits, including hospitalization and emergency services. Medical care and prescription drugs are subject to a copay. There is no deductible or …Fill out the form below and a member of our provider services team will get back with you. Form ID. 1342. Style. highlight-grey, align center. The Surest Provider Guide, group numbers, and other resources aim to make it easier … UnitedHealthcare’s Surest offers a new approach to health benefits that removes deductibles and provides clear upfront pricing information to people in advance of treatment. As a result, Surest members report improved satisfaction, employers enjoy lower health care costs, and consumers benefit from lower out-of-pocket expenses.1. Surest health plan. Offer your clients and their employees a different kind of health plan with Surest™. This reimagined plan design gives employees control over their health care experience, with savings opportunities and benefits that are designed to be easy-to-understand — all without having to shift costs to employees. Cut costs, not benefits, and deliver more value to employees A plan designed to help members save based on choice, clarity, experience 1. Surest self-funded 2021 book of business plan sponsors with at least 12 months of incurred experience in 2021 and both medical and pharmacy data within our warehouse; compared to matched comparison groups from a nationally representative With the self-funded health plan solution, Surest has the ability to: Design plan benefits. Operate the plan. Issue member ID cards. Handle day-to-day administrative tasks. Provide customer service through the Member Services. Approve and pay employees' medical claims as they arrive from the doctor, hospital or pharmacy. To obtain a breast pump covered by the Surest plan: Ask your doctor for a breast pump prescription. Find an in-network, licensed durable medical equipment (DME) supplier. Here are a few national suppliers: Aeroflow Breast pumps 844-867-9890. Pumping Essentials 866-688-4203. The Breastfeeding Shop 866-255-6779. Welcome to Surest - benefits.surest.com
Surest PO Box 211758 Eagan, MN 55121 1-888-720-7614 Check your costs and coverage online. You can access and manage your Surest coverage and account details Call, chat or email from the on the Surest app or website. With your Surest plan, it’s all online. Questions? Surest app or website. call: 1-866-683-6440 web: Benefits.Surest.com. Mathplagrawnd
Jan 1, 2023 · Effective Jan. 1, 2023, Nokia employees are covered by plans provided by Surest™ plan, which is part of the UnitedHealthcare Choice Plus network. You don’t need separate credentialing for Surest plans if you participate in other UnitedHealthcare commercial plans. Please help ensure that staff are familiar with the Surest plan member ID card ... Cut costs, not benefits, and deliver more value to employees A plan designed to help members save based on choice, clarity, experience 1. Surest self-funded 2021 book of business plan sponsors with at least 12 months of incurred experience in 2021 and both medical and pharmacy data within our warehouse; compared to matched comparison groups from a nationally representative LGBTQ+-friendly workplace with inclusive health benefits. A recent survey found almost 6% of Americans 1 identify as LGBTQ+, and 17 million of them are in the workforce. Most Fortune 500 companies have non-discrimination policies 2 addressing sexual orientation and gender identity. And employers in every 3 state are banding together to help ...The Surest health plan is designed to be easy to use and easy to understand. We help you shop for care like you do for everything else. Check out the benefits for individuals and families. The Surest plan gives you control through more options, more opportunities to save and an experience designed to be easy to use and understand.Experience: Surest · Education: University of St. Thomas · Location: St Paul, Minnesota, United States · 500+ connections on LinkedIn. View Robert Grant’s profile on LinkedIn, a professional ...Ensure get practice is ready to accept Surest health create members. Resources for providers include eligibility details, how to submit claims, and better. ... you automatically participate in our Surest™ benefit plans. Surest remains a UnitedHealthcare company that administers a general plan without a undoubtable or coinsurance. Members have ...Reformed Benefits Association was originally created by two denominations to provide insurance benefits for churches, pastors, staff and similar ministries. Our team is second to none in assuring peace of mind to our members. We are experts in our field, committed to delivering the highest level of benefits care with attentiveness, warmth and ...In certain circumstances, Surest allows providers to initiate retrospective reviews (post-service) for services requiring prior authorization. If you have yet to submit the claim: You can initiate a retrospective review within 180 days from the date of service. Call 877-237-0006 to initiate the review. If the claim was submitted — and denied ...The Surest plan delivered what the company expected. In 2019, 81% of Medtronic members on the Surest plan paid less than $500 out-of-pocket. That contributed to an average out-of-pocket less than one-third of the national average for members with employer-sponsored health plans ($324 vs. $943). Because plan members could see …UHC / Surest. Plan Choice Suggestions. Anyone have any first hand experience with Surest (formerly Bind) from United Healthcare? My employer is adding it as an option, while at the same time reducing HSA contributions for those on the High Deductible plans. It seems like a good option, but the “add-ons” part worries me.Call the Surest Provider Line at 844-368-6661. You can also email [email protected] for general questions. UnitedHealthcare Provider Portal support. Help for portal login, access and functionality questions is available 7 a.m.–7 p.m. CT, Monday – Friday via chat. Sign in open_in_new with your One Healthcare ID to chat with …In addition, you can choose to contribute to your HSA, up to the IRS annual limit of $3,850 for Employee Only coverage or $7,750 for Employee + Other(s) coverage in 2023 (Eaton’s contributions apply to the limit). If you are age 55 or older, you can make an additional catch-up contribution of $1,000..